50+ Is Your Retirement Plan On Track?
Australians 50+ Are Using the PreRetireez Smart Matching System™ to Get Clear, Licensed Retirement Guidance — With No Upfront Fees.
If you’ve ever wondered “Am I on track?” or “Am I missing something important?”… A licensed retirement planner can help you understand your current position, answer your questions, and outline the options available to you.
No pressure. No obligation.
Just clear, qualified guidance tailored to your situation.
(Valued at $500 — provided at no cost for eligible Australians aged 50+.)
IS THIS RIGHT FOR YOU?
You might relate to this if:
You feel like there may be important parts of your retirement planning you haven’t checked yet
You’re unsure whether your current approach aligns with your future goals
You’re not certain if your investment settings match where you are in life
You’re wondering whether you’ve made the most of the contribution rules available to you
You have older super accounts and aren’t sure if they’re still relevant
You’re paying for insurance inside super and aren’t sure if it still suits your situation
You don’t have a clear view of what the next 5–15 years should look like
You’re unsure whether you’re using tax rules in the most effective way for your circumstances (especially with property)
You simply want to understand whether everything is on track — or if there’s something worth reviewing
Our mission is simple: To help Australians 50+ connect with credible, licensed retirement advisers in a safe, pressure-free environment — so you can understand your position, ask questions, and get clarity about your next steps.There are no upfront costs, no obligations, and no pressure to proceed. If the first conversation makes sense and you want to explore further, you can. If not, you walk away with clarity — and that’s completely fine.
Our Partners Have featured ON
The licensed retirement advisers we connect you with operate under established AFSLs and have extensive experience supporting Australians as they approach retirement. As part of our partnership with these firms, your initial discussion is provided at no cost and with no obligation.
Most Australians Have Questions About Retirement — Here’s a Simple Way to Get Clear Answers
Why PreRetireez Exists
After six years in financial services, our founder kept seeing the same story repeat itself.
Hard-working Australians in their 50s, 60s and 70s — getting ready to transition into retirement, hoping to enjoy more freedom, only to realise they weren’t fully sure whether their retirement plans were on track. Many were still working longer than they expected, unsure if the decisions they’d made over the years were still suitable for where they were in life.
And almost every time someone had a great chat with a n adviser, they’d say something similar:
“I wish someone had walked me through this earlier.”
Not because they had done anything wrong, but because no one had shown them how complex retirement planning can feel, or how many moving parts need to be understood in the final decade before retirement.
For many people, even small questions around contributions, investment settings, older super accounts, fees, tax rules, and timing can feel overwhelming. And without clear guidance, it’s common to feel uncertain about whether everything is set up correctly for the years ahead.
The real frustration wasn’t just the money.
It was the not knowing — and the feeling that the picture might have looked different if they’d had clarity earlier.
PreRetireez was created to fix this.
A safe, pressure-free way for Australians 50+ to connect with credible, licensed retirement advisers who can:
explain where you currently stand help you understand the key areas that matter at your stage of life answer your questions in plain, simple language outline what your options may look like moving forward
— all without upfront advice fees, obligations, or confusing jargon.
Because the difference between “I wish I’d known sooner…”
and “I’m glad I checked this now…” is often just one clear conversation with the right licensed professional.
100+
YEARS OF Combined EXPERIENCE
$1B+
IN Funds Managed By partners
5,000+
CLIENTS Being SERVED
What Makes PreRetireez Different:
Finding the right retirement advice is harder than it should be.
Many Australians feel frustrated or cautious because the industry is full of:
marketing companies pretending to be advisers
operators pushing property, SMSFs or high-pressure sales
cold-callers using old purchased data
unclear fees and confusing advice processes
unlicensed “experts” giving opinions they shouldn’t
It’s no wonder people delay getting help. PreRetireez was built specifically to fix these problems and to put the consumer first.
⭐ The PreRetireez Difference (Consumer-First, No Pressure, No Guesswork)
1. We don’t give advice — licensed advisers do.
PreRetireez never reviews your super, recommends investments or gives financial advice.
Our role is simple: help you connect with the right licensed adviser for your needs.
2. No pressure. No obligation. No sales tactics.
Your clarity session with the adviser is provided at no cost — and you are not expected to continue.
3. No cold-calling or purchased data.
We only speak with people who have voluntarily opted in.
No harassment. No lead farms. No surprise calls.
4. Only vetted, licensed advisers.
Every adviser we introduce you to must:
Operate under an AFSL or be an Authorised Representative
Have experience supporting Australians 50+
Agree to clear, transparent, pressure-free conversations
Provide the initial session at no cost
No unlicensed operators.
No product pushers.
No hidden agendas.
5. A clear matching process — not guesswork.
Instead of leaving you to search online or pick blindly, we guide you through a short matching session to understand what type of adviser may suit your needs.
Then we introduce you to the right fit.
How Our Matching System Works (Simple & Safe)
Step 1 — Quick Questions
Share a few basics about your situation and what prompted you to explore retirement planning.
Step 2 — Matching Session With PreRetireez
A short, friendly conversation to understand your goals and preferences.
This is not financial advice — just guidance to match you with the right adviser.
Step 3 — Introduction to a Licensed Adviser
We connect you with a licensed adviser who works with people like you.
Step 4 — Your Clarity Session (No Cost, No Pressure)
A 30-minute conversation with the adviser to help you understand where you currently stand and what key areas may matter.
If you want to continue, you can.
If not, you leave with clarity — and no cost.
⭐ The Bottom Line
PreRetireez removes the confusion, the pressure, and the guesswork — giving you a safe, simple way to speak with a trusted licensed adviser about your retirement.
What a Licensed Retirement Adviser Can Help You Understand:
Retirement planning involves many moving parts. As you approach the final 5–15 years of work, various rules, thresholds and considerations may apply — but everyone’s situation is different.
During your clarity session, the licensed adviser may help you understand key areas such as:
1. Retirement Income Planning
How your super, savings, investments and assets may translate into income.
Advisers can show how different retirement ages or working patterns may influence your planning.
2. How Your Super Is Structured
A licensed adviser may explain:
how your fund works
types of investment options
fee structures
insurance inside super
risk categories
This helps you understand your current setup — not whether it is “right” or “wrong.”
3. Contribution Rules & Eligibility
There are several contribution rules available for Australians approaching retirement.
A licensed adviser can explain how they work, including:
Concessional Contributions (including salary sacrifice)
Personal Deductible Contributions
Catch-Up (Carry-Forward) Contributions
Non-Concessional Contributions
Bring-Forward Rule
Spouse Contributions
Spouse Contribution Tax Offset
Downsiser Contributions (for eligible 55+)
Government Co-Contributions (if eligible)
Not everyone will be eligible for every rule.
A licensed adviser can clarify which ones may be relevant to you.
4. Investment Considerations
Advisers may discuss:
different investment options
risk profiles
diversification concepts
sequencing risk close to retirement
how investment choices can influence retirement income
This is educational — not a recommendation.
5. Retirement Tax Considerations
How tax works across:
contributions
investment earnings
transition-to-retirement
pensions and lump sums
investments outside super
This often gives people clarity they’ve never had before.
6. Age Pension & Government Entitlements
A licensed adviser may help explain:
potential eligibility
asset and income tests
how financial decisions may interact with entitlements
7. Debt, Cashflow & Lifestyle Considerations
How mortgage decisions, personal debt and everyday spending patterns can influence retirement comfort.
8. Estate & Beneficiary Planning Basics
Advisers may explain:
beneficiary nomination types
reversionary pensions
ownership structures
how choices may affect family outcomes and tax
(For legal estate planning, advisers may refer you to a specialist.)
The Purpose of the Session
The clarity session is designed to:
help you understand where you currently stand
highlight the areas that matter most for your stage of life
give you plain-English explanations
help you make informed next steps
For some people, everything is already on track.
For others, it highlights questions worth exploring.
Every situation is different — no specific outcomes or improvements can be promised.
The goal is simple:
clarity, confidence, and a better understanding of your retirement path.
Simple 3 Step Matching Process
Submit Details
A few quick questions help us understand your position, goals and what you’re hoping to get clarity on.
Matching Session
A brief, friendly chat to make sure you’re connected with the right type of licensed adviser — no advice, no pressure, just matching.
Clarity Session
In this session, the adviser can help you understand your current position, answer your questions, and walk you through the key areas that may matter at your stage of life.
Don't Take My Word For It
Here's what others are saying about working with us.
"From Panic to Peace of Mind"
"I was 52 and feeling completely unsure about my retirement. PreRetireez connected me with Sarah, a licensed adviser who helped me understand where I actually stood. After reviewing my situation, she explained some options I hadn’t considered and helped me get clarity on my next steps. I feel far more informed and less stressed about the road ahead."
-Mark T, Construction Manager, Brisbane
"Escaped the Conservative Trap"
"I hadn’t reviewed my super in more than 15 years. The adviser I was matched with walked me through how my fund works and helped me understand the different options available. It was the first time everything had been explained clearly, and it reminded me how important it is to review your super instead of leaving it untouched."
-Rachel S, Nurse, Adelaide
"The Holistic Approach That Changed Everything"
"My adviser helped me see how all the different parts of my financial life connect — things like contributions, insurance inside super and long-term planning. Having everything explained together in plain English gave me clarity I hadn’t had before."
- Michael P, Engineer, Gold Coast
"Advice For Tough Times"
"After my divorce, I wasn’t sure what my retirement options looked like anymore. PreRetireez connected me with an adviser experienced in situations like mine. She helped me understand my position, what choices I have, and what my next steps could be. For the first time in a while, I feel more in control and hopeful about the future."
Jennifer L, Teacher, Melbourne
Why This Matters for Australians 50+
Most people reach their last decade before retirement with unanswered questions:
Am I on track?
Have I missed anything important?
Am I using the rules available to me?
Is there anything I should review before it’s too late?
These are completely normal concerns — and the licensed advisers we connect you with help Australians get clarity on these questions every day.
Clarity Creates Confidence
When you understand where you currently stand and what your options may look like, everything becomes easier:
planning feels simpler
decisions feel clearer
you feel more prepared for the future
And it all starts with one conversation — with a licensed adviser who can explain things in plain English, with no pressure and no upfront cost.
A Safe, Simple Way to Get Answers
PreRetireez exists to make this process:
- clear
- safe
- transparent
- free from pressure
You’re not committing to anything.
You’re simply giving yourself the opportunity to understand your situation — and decide what (if anything) you want to do next.
Take the First Step Toward Retirement Clarity
You’ve worked your whole life.
You deserve to understand your retirement position clearly and confidently.
Start with a quick matching session and see which licensed adviser is the right fit for you.
It only takes a few minutes — and the clarity can be invaluable.
Frequently Asked Questions
1. How does the matching process work?
You’ll answer a few simple questions about your goals, preferences and what prompted you to explore retirement planning.
We then introduce you to a licensed adviser from our vetted network who regularly works with people in similar situations.
(This process does not involve financial advice.)
2. Are the advisers properly licensed and qualified?
Yes. All advisers we introduce you to operate under an Australian Financial Services Licence (AFSL) or are Authorised Representatives of an AFSL holder. They hold the required qualifications to provide financial advice under Australian law.
3. Is there any cost to use the matching service?
There is no cost to use PreRetireez for matching or for your initial discussion with the adviser.
If you decide to proceed with financial advice, the adviser will clearly outline all fees before any work begins.
4. How long does it take to get matched with a retirement adviser?
Most people are matched within 24–48 hours. After that, your first discussion with the adviser can typically be scheduled shortly thereafter, depending on availability.
5. What if I'm not happy with my matched firm?
No problem. If the first match doesn’t feel right, we can introduce you to an alternative adviser from our network at no cost.
There is no obligation to continue with any adviser.
6. What types of financial advice do these advisers provide?
6. What types of financial advice do these advisers provide?
Licensed advisers in our network may offer services such as:
retirement planning
superannuation guidance
investment advice
contribution rules and tax considerations
insurance discussions
cashflow and budgeting
age pension and entitlement guidance
Each adviser will explain which areas they are licensed and qualified to provide advice on.
(Some areas—such as estate planning, lending, or property—may involve referrals to specialist licensed professionals.)
7. Do I have to commit to ongoing advice after the first meeting?
No.
Your initial discussion with the adviser is provided with no obligation.
You can choose to continue, seek one-off advice, or simply use the meeting to gain clarity about the key areas relevant to your stage of life.
8. How does PreRetireez make money?
We keep our service free for consumers by partnering with credible licensed advisory firms.
These firms may pay us a fixed fee for marketing and administrative services — which means you can access the matching process and your initial adviser discussion at no cost.
We never receive product commissions or payments tied to whether you proceed with advice.
Our only goal is to help you connect with a trusted, licensed adviser safely and transparently.
9. Why not just find an adviser myself?
You absolutely can — and many people try.
The challenge is that most Australians don’t know what to look for, what questions to ask, or how to tell whether an adviser is licensed, experienced, or the right fit for their stage of life.
PreRetireez saves you time and uncertainty by:
connecting you only with licensed advisers who operate under an AFSL
ensuring advisers have experience supporting Australians 50+
pre-vetting firms for transparency and pressure-free conduct
helping you avoid unlicensed operators, property spruikers or sales funnels
simplifying the process so you don’t have to compare dozens of advisers on your own
There’s no cost, no obligation, and no pressure to proceed — so using the matching process simply gives you a safer, easier starting point.
You still have complete freedom to choose whether you continue or explore other options.
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